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Workers Comp Insurance Basics

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  Workers Comp Insurance Basics Image by annawaldl from Pixabay   Having Workers’ Compensation Insurance is mandatory in most US states. Workers' compensation insurance covers the employees if something happens to them on the job. To put it another way, it is basically a disability insurance policy for workers who are unable to work because of an injury or sickness they sustained while on the job. It is the responsibility of employers to pay for this insurance, and the employee should not be expected to contribute. Workers' compensation insurance is a recurring cost for small businesses. It is the responsibility of the insurance company to offer workers' compensation payments if an employee is injured or ill while working. One thing to consider here is your Workers Comp Experience Modification Rating (EMR) . Workers' compensation and insurance claims are used to assess your EMR. An EMR worksheet is used to evaluate each claim, considering details including the natur...
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What Constitutes a Good EMR Rating?

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What Constitutes a Good EMR Rating? Your Step-by-Step Guide to Understanding Your EMR Score   Image by David Mark from Pixabay Workers Compensation Insurance, EMR Rating, and EMR Score Did you realize that in most states, you must have workers' compensation insurance? It is critical to have since workplace accidents may occur at any moment. Do you know what your EMR or EMOD rating is and why it's so important? Take a look into this post and it will explain what a safety EMR rating is, why it is essential, and how to reduce it. Continue reading here to learn how to determine your EMR safety rating and how to reduce it for lower rates.
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Reinventing Your Business

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Reinventing Your Business I have a new idea for a new show. The title should be..."A Brand New Business" I don't know who would produce it but I'm dead sure it will be a huge hit! This will highlight how you, as a business owner, can reinvent your business into the digital age. Read more here .
Location: 846 E 109th Pl, Los Angeles, CA 90059, USA
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Business Digital Acceleration and Growth in 2022

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Going Digital Business Digital Acceleration and Growth in 2022 As a digitalized business owner, my answer is simple: I am confident enough to walk away from the fire and not grab a thing – not even a pencil. I know that my agency could still function and my staff would still be able to access and have copies of their paperwork and important files. This is because all my agency systems are cloud-based , which means that the important files are stored in a “cloud” or on an external server that is very accessible wherever as long as there is the Internet and of course a computer – any computer. Based on the experiences of most of us, fire is not the only thing that could make your business stop operating. Migrating from the old, pen-and-paper way to digital platforms and tools makes your agency a flexible and “grab and go” kind of agency – one that can operate anywhere, anytime, and open to serve clients no matter what the situation. Read more here.
Location: 2335 12th Ave, San Francisco, CA 94116, USA
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Digital Tools to Enhance Agency Growth

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Digital Tools to Enhance Agency Growth Conducting business transactions in person still has its perks and advantages, but the agency had to grow and keep up with the modern ways of society, as well as find more ways to provide a more convenient customer experience to our clients. Looking into it, moving into digital tools is a win-win situation both for the client and the agency; this is because clients who prefer not to go to the office may opt not to do so, and independent insurance agents can cater both virtual and personal meetings with customers depending on the customers’ preference making the agency and its agents flexible to whatever the customer needs. Read more here.
Location: W2C3+84 San Diego, CA, USA
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Lower Your Work Comp: Don't Delay Your Worker's Routine Health Checkups

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Lower Your Work Comp: Don't Delay Your Worker's Routine Health Checkups The Hartford Study According to a recent study conducted by The Hartford , 43 % of workers in the United States have delayed routine health checkups ever since the COVID-19 pandemic started. This says a lot about the possible effect that any health conditions workers may have had during the pandemic. Many workers were scared to contract COVID-19 . Others couldn't really get a doctor's appointment or needed to cancel their appointments due to the restrictions where they lived. There are also those who were scared to contract other illnesses or just didn't consider getting a routine health check-up as a priority. Sure, these are valid concerns but what if a worker's pre-existing heart condition worsened during the course of the lockdown? What if someone's mental health was severely affected by all the restrictions just to keep away from the COVID-19 virus? Primary Disease and Secondary Dis...
Location: 85CMX85X+WJ
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Shipt Drivers in Colorado 2021

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So, I finally did it! I decided to give Shipt a go a few months back, and see if it lives up to the hype that my working-mom and professional girlfriends were all claiming and raving about. And, oh dearie my! They were absolutely on point! I am happy that I can now do my weekly grocery shopping while in the comfort of my own home during the COVID-19 pandemic. I also thought that once things in the world got way better, I can do this while chilling at any airport cafe or in transit between classes and conferences, which is the thing that got me so hooked! Read more here .
Location: 23PG+JG Redmond, UT, USA
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